Waivers
J Visa Health Insurance Requirements
The U.S. Department of State (USDOS) requires that J-1 exchange visitors and their accompanying J-2 dependents hold primary insurance and medical evacuation and repatriation insurance for the duration of the J exchange visitor program. Coverage must begin no later than the "Program Begin Date" and must not end before the effective "Program End Date" listed on the DS-2019.
- medical benefits of at least $100,000 per illness or accident
- deductible not to exceed $500 per accident or illness
- expenses associated with medical evacuation in the amount of $50,000
- repatriation of remains in the event of death in the amount of $25,000
In addition, USDOS requires that the corporation underwriting the insurance policy must have one of the following ratings:
- an A.M. Best rating of "A-" or above;
- an Insurance Solvency International, Ltd. (ISI) rating of "A-i" or above;
- a Standard & Poor's Claims-paying Ability rating of "A-" or above; or
- a Weiss Research, Inc. rating of "B+" or above
Your policy must be underwritten by an insurance corporation meeting the USDOS rating requirements or backed by the full faith and credit of the home country government designated sponsor or Scholar’s employee group plan (22CFR§62.14). Repatriation and evacuation coverage will protect you and your family in the event of an emergency and are as important as the primary medical benefits.
If you are needing a waiver completed to waive or opt out of your university sponsored plan, please send your waiver to waivers@mysurego.com with your name, university, member ID beginning with 999 or 980, or your confirmation letter from your purchase.
One of our representatives will return your waiver completed with all applicable fields based on your plan benefits within 24-48 hours.