Safe Travels insurance plans listed below provide travel medical, emergency medical evacuation, repatriation, and coverage for terrorism. The plans both offer accident and sickness medical including covering COVID-19 the same as any other sickness - up to the policy maximum. Coverage is for USA Citizens and US Residents while traveling from USA to other countries. One plan is Primary and the other is Excess.
Effective January 26, 2021, all travelers flying into the United States will need to show a negative COVID-19 test before entering the country. Airlines will be responsible for confirming the negative test results for all passengers before they board a flight to the United States. The cost of this mandatory test is not a covered benefit under any of our travel insurance plans. The plans do not have benefit additional accommodations for to travel to get the test. If someone doesn’t receive the test results in time, this would not be a covered travel delay/trip interruption benefit. In the event someone has a positive test, there could be coverage for travel delays for additional accommodations due to quarantine.